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Revolving Credit Facility

What is a Revolving Credit Facility?

Rather than be tied into a fixed monthly payment each month, a revolving loan allows you to use as much of the credit available and only pay interest on what you have used.


  • Fast loan application approval and cash withdrawal within 5 minutes to provide you instant cash needs.*
  • Borrow a revolving loan of up to HKD800,000 or 6 times your monthly salary, whichever is lower
  • Pay off as little as 2.5% of your outstanding revolving loan balance
  • No withdrawal or handling fees charged
  • Proof of income is not required if you have been maintaining a payroll account with HSBC for the past one month. Irregular income earners (including customers working as part-time, on commission or profit sharing basis) are required to provide income proof of the past 3 months
  • The loan amount is transferred to your HSBC account immediately upon successful application

What else should I know?

Next steps...

Apply for Revolving Credit Facility online to enjoy extra cash rebate of HK$200!**

HSBC Internet Banking Users

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Need Help?

  • Call (852) 2748 8080

Demo Video for Online Application

Click here to view demo videos illustrating the 5 easy steps of online application for personal loans

Manage your loan...

Logon to HSBC Internet Banking to view your loan balance and more.

Loan Resources

Loan Basics

Understand how the borrowing process works before you apply.

How to borrow money wisely

Understand the risks involved with borrowing money so you are fully informed.

*Applications have to be submitted during the Bank's service hours (Mon-Fri: 9am-8pm, Sat 9am-1pm, except public holidays, or individual branch's opening hours) with all required information (including without limitation a valid HSBC banking account number) and documents. Actual turnaround time starts when all the required information is successfully input into the Bank's application evaluation system. Processing time may vary in some cases depending on the actual circumstances of individual applications.
**Terms and condition apply. Please click here for details.