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*Excludes Bonham Road, Cheung Chau, Discovery Bay, Peng Chau, Silvermine Bay, the University of Hong Kong, Yung Shue Wan, Cathay Bay City and Sky Plaza. Services of Priority Counter Services will be updated from time to time. Please visit HSBC website for the branch and Express Banking locations.
** Fee and charges apply.
*** Total Relationship Balance(TRB)a includes: Hong Kong dollar / Renminbi / foreign currency deposits, book value or market value (if applicable) of investments (including Local and Overseas Securities, Unit Trusts, Bonds, Certificates of Deposits, Equity-linked Investments, Structured Notes, Stocks or Unit Trusts purchased from Monthly Investment Plans and Wayfoong Statement Gold), deposit amounts of Deposit Plus and Structured Investment Deposits (including Capital Protected Investment Deposits), utilised lending facilities (excluding mortgage loans and amounts outstanding on credit cards), savings or investment component of life insurance and HSBC MPF balances and HSBC ORSO Defined Contribution Scheme balances which are administered by HSBC Life (International) Limited.
• To determine the overall TRB in sole capacity, the applicable TRB of all personal sole account(s)b and all joint account(s)c will be included in the calculation.
• To determine overall TRB in joint capacity, the applicable TRB of all joint account(s)b held with the same joint account holder(s) will be included in the calculation.
• For life insurance with savings or investment component: 1) Investment-linked life insurance policies include the total cash value of the policies; 2) Other life insurance policies include the total cash value of the policies OR total premium paid less any annuity payments received (if applicable), whichever is higher.
a. There may be a time lag before the value of certain investment transactions (i.e. Initial Public Offering subscriptions for securities, bonds, open-end funds and certificates of deposits) and life insurance policies will be included in the TRB due to the processing time required and therefore may affect the TRB in the Bank's record.
b. All these accounts must be held or registered under the same name(s) and identity number(s).
c. The name and identity number held or registered under these joint accounts must be the same as that held or registered under the sole account.
**** Monthly minimum balance refers to the rolling average for the previous three months.
^ Exemptions apply to (i) senior citizens aged 65 and above (ii) minor below aged 18, (iii) recipients of Government Disability Allowances, (iv) recipients of Comprehensive Social Security Assistance, (v) customers registered for "Easy Savings" service, (vi) customers who hold any one of the following products/services that is held or registered under the same name(s) and identity number(s): HSBC Premier, HSBC Advance, Personal Integrated Account, Super Ease, University Students accounts, overdrafts, loans, mortgages, unit trusts, Unit Trust Monthly Investment Plan, life insurance policies and time deposits. For customers who have special needs and request for fee exemption, please contact branch staff.
^^ The monthly below balance fee applies to each Integrated Account held by the customer.