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Win-Win! Double your rewards
From now until 31 August 2017, register once to get a lucky draw chance for every time you complete a designated transaction via internet or mobile banking. Log on to HSBC HK Mobile Banking App “HSBC HK” to get 10 times chances to win the Grand Lucky Draw. Win up to HKD26,0001 worth of dining and electronic appliances
cash coupons.

Monthly Lucky Draw Prize





HKD2,000
Dining cash coupons
(10 winners every month for 3 consecutive months)

Grand Lucky Draw Prize


HKD20,000
Electronic appliances cash coupons
(Total 10 winners)


Log on to
HSBC HK Mobile Banking App
=
10xGrand Lucky
Draw Chances

 Register Now  

Enjoy 1 lucky draw chance for completing each of the following designated transactions:
  • Log on to HSBC HK Mobile Banking app "HSBC HK"2
  • Transfer funds3 (Including HSBC Easy Pay)
  • Telegraphic transfers3
  • Pay bills3
  • Deposit e-Cheque3
  • Register for eStatement and eAdvice Service2
  • Provide contact information2
  • Complete a Risk Profiling Questionnaire2
  • Open investment account2
  • Open / upgrade integrated account2
  • Set up HKD4 / foreign currency / Renminbi time deposit (except USD)
  • Buy / sell foreign currencies (exclude HKD / USD exchange)
  • Buy / sell securities
  • Buy Bonds / Certificates of Deposit
  • Place a Deposit Plus order / Structured Investment Deposits
  • Subscribe to Unit Trusts
  • Apply for General Insurance product
  • Apply with successful approval for a designated Credit Card
  • Apply and draw down designated Loans5
  • Apply and redraw from designated Loans2,5
  • Apply with successful approval for Credit Card Spending Instalment Plan5
  • Apply with successful approval for Credit Card Cash Instalment Plan5

 Register Now  


Enjoy digital banking and earn more rewards!

Register now on either desktop or mobile, we've got you covered.
Choose your preferred way to register and bank with us today:


HSBC Internet Banking  Register  

HSBC HK Mobile Banking Download on the App Store Get it on Google Play


HSBC implements the latest internet security measures with the adoption of EV SSL Certificate (Extended Validation SSL Certificate). With this verification certificate in place, you will instantly know you're on a genuine HSBC website. We suggest that customers check the digital certificate with a desktop computer. For more tips on internet security, please click here.

Remarks:
  1. The Promotional Period of the Programme is from 1 June 2017 to 31 August 2017 (both dates inclusive). To be eligible for the rewards and lucky draw chances, customers have to register successfully on the promotional site (www.hsbc.com.hk/digitalbanking), complete any of the designated online transactions via HSBC Internet Banking or HSBC Mobile Banking, and maintain HSBC Internet Banking and eStatement and eAdvice Service at the time of offer fulfilment.
  2. For each of the following eligible transactions, each registered customer is entitled to (i) a maximum of 1 Monthly Lucky Draw chance and 1 basic Grand Lucky Draw chance per day, and 13 Monthly Lucky Draw chances and 13 basic Grand Lucky Draw chances during the entire Promotional Period, i.e. Logon to HSBC HK Mobile Banking app “HSBC HK” (ii) a maximum of 1 Monthly Lucky Draw chance and 1 basic Grand Lucky Draw chance, i.e. register for eStatement and eAdvice Service, provide contact information, complete a Risk Profiling Questionnaire, open an investment account, or open / upgrade an integrated account; (iii) a maximum of 3 Monthly Lucky Draw chances and 3 basic Grand Lucky Draw chances, i.e. redraw from designated loans.
  3. For fund transfers, telegraphic transfers, bill payments and e-Cheque deposits, the minimum single transaction size of the designated transaction is HKD800. (The minimum single transaction amount is not applicable to HSBC Easy Pay.)
  4. For HKD time deposit, it is referred to a new HKD time deposit with a new fund of at least HKD50,000 which is calculated based on the difference in Customer's Total Relationship Balance between May 2017 and August 2017.
  5. To borrow or not to borrow? Borrow only if you can repay.
Terms and conditions apply.

Notes:
  1. The screen display is for reference and illustration purposes only.
  2. Apple, the Apple logo, and iPhone are trademarks of Apple Inc, registered in the US and other countries.
  3. Apple Store is a service mark of Apple Inc.
  4. Google Play™ is a trademark of Google Inc. Android™ is a trademark of Google Inc.
Risk Disclosure

Unit Trusts

  1. Funds which are invested in certain markets and companies (e.g. emerging, commodity markets and smaller companies etc) may also involve a higher degree of risk and are usually more sensitive to price movements.
  2. Credit Risk/Interest Rate Risk - a fund that invests in fixed income securities may fall in value if interest rates change, and is subject to the credit risk that issuers may not make payments on such securities. Price of the fund may have a high volatility due to investment in financial derivative instruments and may involve a greater degree of risk than in the case with conventional securities.
  3. Counterparty Risk - a fund will be exposed to credit risk on the counterparties with which it trades in relation to financial derivative instrument contracts that are not traded on a recognized exchange. Such instruments are not afforded the same protections as may apply to participants trading financial derivative instruments on organized exchanges, such as the performance guarantee of an exchange clearing house. A fund will be subject to the possibility of insolvency, bankruptcy or default of a counterparty with which a fund trades such instruments, which could result in substantial loss to a fund.

Bonds/CDs

  1. Bonds and CD are mainly medium to long term fixed income products, not for short term speculation. You should be prepared to hold your funds in bonds/CD for the full tenor; you could lose part or all of your principal if you choose to sell bonds/CD prior to maturity.
  2. It is the responsibility of the issuer to pay interest and repay the principal of bonds/CD. If the issuer defaults, the holder of bonds/CD may not be able to receive back the interest and principal. The holder of bonds/CD bears the credit risk of the issuer and has no recourse against HSBC unless HSBC is the issuer itself.
  3. Indicative prices of bonds/CD are available and bond/CD prices do fluctuate when the market changes. Factors affecting the market price of bonds/CD include, and are not limited to, fluctuations in Interest Rates, Credit Spreads, and Liquidity Premiums. The fluctuation in yield generally has a greater effect on prices of longer tenor bonds/CD. There is an inherent risk that losses may be incurred rather than profit made as a result of buying and selling bonds/CD.
  4. If you wish to sell Bonds/CDs, HSBC may repurchase the same based on the prevailing market price under normal market circumstances, but the selling price may differ from the original buying price due to changes in market conditions.
  5. There may be exchange rate risks if you choose to convert payments made on bonds to your home currency.
  6. The secondary market for bonds/CD may not provide significant liquidity or may trade at prices based on the prevailing market conditions and may not be in line with the expectations of holders of bonds/CD.
  7. If bonds/CD are early redeemed, you may not be able to enjoy the same rates of return when you use the funds to purchase other products.

Renminbi Related Products

  1. There may be exchange rate risks if you choose to convert RMB payments made on the bonds to your home currency.
  2. RMB debt instruments are subject to interest rate fluctuations, which may adversely affect the return and performance of the RMB products.
  3. RMB products may suffer significant losses in liquidating the underlying investments if such investments do not have an active secondary market and their prices have large bid/ offer spreads.
  4. You could lose part or all of your investment if you choose to sell your RMB bonds prior to maturity.

Deposit Plus

  1. Not a time deposit - Deposit Plus is NOT equivalent to, nor should it be treated as a substitute for, time deposit. It is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
  2. Derivatives risk - Deposit Plus is embedded with FX option(s). Option transactions involve risks, especially when selling an option. Although the premium received from selling an option is fixed, you may sustain a loss well in excess of such premium amount, and your loss could be substantial.
  3. Limited potential gain - The maximum potential gain is limited to the interest on the deposit.
  4. Maximum potential loss - Deposit Plus is not principal protected. You must be prepared to incur loss as a result of depreciation in the value of the currency paid (if the deposit is converted to the linked currency at maturity). Such loss may offset the interest earned on the deposit and may even result in losses in the principal amount of the deposit.
  5. Not the same as buying the linked currency - Investing in Deposit Plus is not the same as buying the linked currency directly.
  6. Market risk - The net return of Deposit Plus will depend upon the exchange rate of the deposit currency against the linked currency prevailing at the deposit fixing time on the deposit fixing date. Movements in exchange rates can be unpredictable, sudden and drastic, and affected by complex political and economic factors.
  7. Liquidity risk - Deposit Plus is designed to be held until maturity. You do not have a right to request early termination of this product before maturity. Under special circumstances, the Bank has the right to accept your early redemption request at its sole discretion and on a case by case basis. The Bank will provide an indication of the redemption price upon such request. Your return upon such early redemption will likely be lower than that if the deposit were held until maturity and may be negative.
  8. Credit risk of the Bank - Deposit Plus is not secured by any collateral. When you invest in this product, you will be relying on the Bank's creditworthiness. If the Bank becomes insolvent or defaults on its obligations under this product, you can only claim as an unsecured creditor of the Bank. In the worst case, you could suffer a total loss of your deposit amount.
  9. Currency risk - If the deposit currency and/or linked currency is not your home currency, and you choose to convert it back to your home currency upon maturity, you may make a gain or loss due to exchange rate fluctuations.
  10. Risks relating to RMB - You should note that the value of RMB against other foreign currencies fluctuates and will be affected by, amongst other things, the PRC government's control (for example, the PRC government regulates conversion between RMB and foreign currencies), which may adversely affect your return under this product. The value of your investment will be subject to the risk of exchange rate fluctuation. In case you receive RMB as Linked Currency at maturity and you choose to convert your maturity proceed to other currencies, you may suffer loss in principal. This product will be denominated (if Deposit Currency being RMB) and settled (when receive RMB at maturity) in RMB deliverable in Hong Kong, which is different from that of RMB deliverable in Mainland China.

Capital Protected Investment Deposit

  1. Not a time deposit - Currency Linked III is NOT equivalent to, nor should it be treated as a substitute for, time deposit. It is NOT a protected deposit and is NOT protected by the Deposit Protection Scheme in Hong Kong.
  2. Derivatives risk - Currency Linked III is embedded with FX option(s). Option transactions involve risks. If the exchange rate of the currency pair performs against expectation at the fixing time on the fixing date, you can only earn the minimum payout of the structure.
  3. Limited potential gain - The maximum potential gain is limited to higher payout on the deposit less the principal amount, when exchange rate of currency pair at fixing moves in line with your anticipated direction.
  4. Not the same as buying the linked currency - Investing in Currency Linked III is not the same as buying the linked currency directly.
  5. Market risk - The return of Currency Linked III will depend upon the exchange rates of currency pair against trigger rate at the fixing time on the fixing date. Movements in exchange rates can be unpredictable, sudden and drastic, and affected by complex political and economic factors. You must be prepared to take the risk of earning the lower payout/no return (if exchange rate performs against expectation) on the money invested.
  6. Liquidity risk - Currency Linked III is designed to be held until maturity. You do not have a right to request early termination of this product before maturity. Under special circumstances, the Bank has the right to accept your early redemption request at its sole discretion and on a case by case basis. The Bank will provide an indication of the redemption price upon such request. Your return upon such early redemption will likely be lower than that if the deposit were held until maturity and may be negative.
  7. Credit risk of the Bank - Currency Linked III is not secured by any collateral. When you invest in this product, you will be relying on the Bank's creditworthiness. If the Bank becomes insolvent or defaults on its obligations under this product, you can only claim as an unsecured creditor of the Bank. In the worst case, you could suffer a total loss of your deposit amount.
  8. Currency risk - If the deposit currency is not your home currency, and you choose to convert it back to your home currency upon maturity, you may make a gain or loss due to exchange rate fluctuations.
  9. Risk of early termination by the Bank - The Bank shall have the discretion to uplift a Deposit or any part thereof prior to the Maturity Date (subject to the deduction of such break costs or the addition of such proportion of the return or redemption amount, which may result in a figure less than the original principal amount of the Deposit) if it determines, in its sole discretion, that this is necessary or appropriate to protect any right of the Bank to combine accounts or set-off, or any security interest, or to protect the Customer's interests.
  10. Risks relating to RMB - You should note that the value of RMB against other foreign currencies fluctuates and will be affected by, amongst other things, the PRC government's control (for example, the PRC government regulates conversion between RMB and foreign currencies), which may adversely affect your return under this product when you convert RMB into your home currency. The value of your RMB deposit will be subject to the risk of exchange rate fluctuation. If you choose to convert your RMB deposit to other currencies at an exchange rate that is less favourable than that in which you made your original conversion to RMB, you may suffer loss in principal. This product (if denominated in RMB) will be denominated and settled in RMB deliverable in Hong Kong, which is different from that of RMB deliverable in Mainland China.
China A Shares
Investment in China A Shares through Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect involves risks. You should carefully consider whether any investment products or services mentioned herein are appropriate for you in view of your investment experience, objectives, financial resources and relevant circumstances. The price of securities may move up or down. Losses may be incurred and profits may be made as a result of buying and selling securities. This page does not set out all the key risks to Shanghai-Hong Kong and Shenzhen-Hong Kong Stock Connect. For further information, you should refer to the risk disclosures and other terms set out in the China Connect Terms and Conditions
Important Information

Please note that Deposit Plus and Structured Investment Deposit are not available for persons who are US citizen / with US nationality, are US resident or US tax payer, or have a US address (e.g. primary mailing, residence or business address in the US).

The general insurance policies are underwritten by AXA General Insurance Hong Kong Limited ("AXA"), which is authorised and regulated by the Commissioner of Insurance of the Hong Kong SAR. AXA will be responsible for providing your insurance coverage and handling claims under your policy. The Hongkong and Shanghai Banking Corporation Limited is registered in accordance with the Insurance Companies Ordinance (Cap. 41 of the Laws of Hong Kong) as an insurance agent of AXA for distribution of general insurance products in the Hong Kong SAR. General insurance plans are products of AXA but not HSBC.

For monetary disputes arising between HSBC and you out of the selling process or processing of the related transaction by HSBC, HSBC will enter into a Financial Dispute Resolution Scheme process with you. On the other hand, for any disputes over the terms and conditions of your policy, AXA will resolve with you directly.