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 HSBC Credit Card Application Offer
Apply for an HSBC Credit Card and
pick rewards to your heart's content
Successfully apply for a designated HSBC Credit Card1 online from now until 27 May 2018, and you can enjoy either HK$800 worth of HKTVmall Gift Voucher2 or $800 RewardCash2 for redemption of other amazing offers. You can also earn up to 5.6% RewardCash rebate on your spending, all year round!
Successful application can enjoy up to HK$800 rewards and first 2-year annual fee waiver
Apply now
Choice of your welcome gift:
Up to HK$800 HKTV mall Gift Voucher Up to HK$800 HKTV mall Gift Voucher
With up to HK$800 HKTVmall Gift Voucher, you can enjoy the fun of shopping at home.
or
Up to $800RewardCash Up to $800RewardCash
Up to $800 RewardCash redeemable in HK$800 vouchers, 8,000 air miles or other rewards.
PLUS
Enjoy Rebate of Cash Advance Fee and Handling Fee and up to 56-day interest-free period2
the rebate will be credited in a form of RewardCash and cap at $1,000 RewardCash
(with up to HK$20,000 advanced amount)
Keep the rewards coming all year long
  • Participate in our year-round rewards programmes to get the most out of your spending to earn up to 5.6% RewardCash rebate (equivalent to as low as HK$1.8 per air mile or up to 14X RewardCash). Click here to view an example of the best way you can enjoy rewards with the programmes listed below:
Year-round dining or overseas spending 2.4% RewardCash Rebate 
(Equivalent to 6X RewardCash)
+
Visa Signature Card exclusive 1.2% extra RewardCash Rebate 
(Equivalent to 3X RewardCash)
+
With “Red Hot Online & Overseas Spending Rewards” 2% extra RewardCash Rebate 
(Equivalent to 5X RewardCash)
* You can enjoy up to 2.4% RewardCash rebate (equivalent to up to 6X RewardCash) by allocating extra RewardCash to your favourite spending categories like dining, overseas or other categories under the year round “Red Hot Rewards of Your Choice” programme.
HSBC Visa Signature Card cardholders automatically earn an exclusive extra 1.2% RewardCash rebate (equivalent to extra 3X RewardCash) in all “Red Hot Rewards of Your Choice” spending categories.
Enjoy amazing dining privileges and other offers with HSBC Visa Signature Card 
  • Enjoy one-for-one offers at designated luxury hotel restaurants: the Mira HK (Cuisine Cuisine, Yamm, WHISK) or Café at Hyatt Regency HK Tsim Sha Tsui 9
  • Indulge in accommodation and shopping offers worldwide10
  • Visa Signature 24-Hour Concierge Service
Discover exclusive privileges with HSBC UnionPay Dual Currency Diamond Credit Card 
  • Buy one get one free movie ticket on Friday and Saturday at designated Cinema City outlets11
  • Complimentary Wi-Fi package for free (worth of HK$120) and year-round extra 20% off at Wifi BB11
  • Free access to the Plaza Premium Lounges at Hong Kong International Airport and Macau International Airport12
  • Enjoy Airport Limousine Transfers13 in Hong Kong, Shanghai, Beijing and Cross border to Shenzhen Airport, at privileged rate of HK$250
Get more shopping benefits with Private Label cards 
  • Private Label cards include the city'super card14, CODE card, Dickson card and HARVEY NICHOLS card14
  • Our Private Label cards give you extra discounts and privileges at a range of Hong Kong retailers15
Call   2748 8033
Visit   www.hsbc.com.hk/creditcard
Terms and conditions apply.

To borrow or not to borrow? Borrow only if you can repay!



Remarks:
  1. A designated credit card refers to a primary card of Hong Kong dollar personal HSBC Visa Signature Card, HSBC Visa Platinum Card, HSBC Visa Gold Card, HSBC UnionPay Dual Currency Diamond Credit Card or HSBC UnionPay Dual Currency Credit Card issued by The Hongkong and Shanghai Banking Corporation Limited in Hong Kong.
  2. No welcome gift will be granted to customers as primary cardholders who have cancelled any of the HSBC personal primary cards on or after 15 September 2017. The welcome gift does not apply to applications for additional cards. Plus, each cardholder is entitled to receive only ONE welcome gift even with more than one card applied under same promotion. Each successful card applicant who fulfils the below Spending Requirement is entitled to receive ONE of the following welcome gifts, plus the Cash Advance Fee and Handling Fee Rebate:
  3. Details of HKTVmall Gift Voucher or RewardCash:
      Welcome Gift Spending Requirement* New Credit Card Customers Existing Credit Card Customers
    HKTVmall Gift Voucher
    or
    RewardCash
    Redeem with spending of the below amount within first 60 calendar days from the issucance of credit card:    
    (i) HK$/RMB5,000 to less than HK$/RMB10,000; or (i) HK$550 worth of offer; or (i) HK$250 worth of offer; or
    (ii) HK$/RMB10,000 or above (ii) HK$800 worth of offer (ii) HK$500 worth of offer
      Other than the choice of the above Welcome Gifts, each Eligible Cardholders is also entitled to the Cash Advance Fee and Handling Fee Rebate, details are as follows:
     
    Rebate New Credit Card Customers Existing Credit Card Customers
    Cash Advance Fee and Handling Fee Rebate
    (Rebate of the 2% Cash Advance Fee and 3% Handling Fee on the amount advanced within first 60 calendar days from the issuance of credit card)
    Up to $1,000 RewardCash
    (with up to HK$20,000 advanced amount)
    Up to $800 RewardCash
    (with up to HK$16,000 advanced amount)
    * Any spending in RMB is only applicable to the HSBC UnionPay Dual Currency Diamond credit card or HSBC UnionPay Dual Currency credit card; and above Spending Requirement amount is the same for HK$ and RMB currencies, i.e. the conversion rate of HK$ and RMB is 1:1 in the calculation of the Spending Requirement.
    Cash Advance Fee of 2% plus Handling Fee of 3% on the amount of the advance is charged on the date of transaction for every Cash Advance transaction and is subject to a minimum charge. Eligible Cardholders can enjoy up to 56 days interest-free period. If the Bank receives payment of the statement balance in full on or before the payment due date, Eligible Cardholders do not have to pay any finance charge on that statement balance. If the Eligible Cardholders do not pay the statement balance in full on or before the payment due date, the Bank may charge, without prior notice, a finance charge even if the Eligible Cardholders have paid the minimum payment due in full. The finance charge will accrue daily and be calculated at the interest rate of 2.625% per month (i.e. at the following Annualised Percentage Rate (APR)). The APR for Cash Advance is 37.75% (inclusive of the 2% Cash Advance Fee and 3% Handling Fee). The APR is calculated using method specified in relevant guidelines issued by The Hong Kong Association of Banks, and is rounded up or down to the nearest two decimal places. An APR is a reference rate, which includes all applicable interest rates, fees and charges of the product, expressed as an annualised rate. Rebate amount will be credited in the form of RewardCash. New Credit Card Customers can enjoy up to $1,000 RewardCash for Cash Advance Fee and Handling Fee Rebate (with up to HK$20,000 advanced amount); Existing Credit Card Customer can enjoy up to $800 RewardCash for Cash Advance Fee and Handling Fee Rebate (with up to HK$16,000 advanced amount). For more details (including the APR for Cash Advance and the minimum charge of advance), please refer to the Key Facts Statement.
  4. The promotional period of “Red Hot Rewards of Your Choice” is from 1 January 2018 to 31 December 2018 and is only applicable to registered Cardholders. Cardholders who have not registered for “Red Hot Rewards of Your Choice” may register from 1 January 2018 to 31 October 2018 to participate. Terms and conditions apply. For details, visit www.hsbc.com.hk/rewards.
  5. Cardholders earn a basic $1 RewardCash for every HK$250 spent. Assuming a registered cardholder has allocated 5 times extra RewardCash to one single spending category under the “Red Hot Rewards of Your Choice” programme, 6 times RewardCash including the basic 1 time RewardCash can be earned under the RewardCash Programme. Offers are subject to the terms and conditions, please visit www.hsbc.com.hk/rewards for details and updates.
  6. HSBC Visa Signature Card applicants are required to meet an annual income of HK$480,000 or assets of HK$600,000 or above. Assets include deposits and investments; properties are excluded.
  7. Assuming a cardholder has allocated extra 5 times RewardCash to one single spending category under the “Red Hot Rewards of Your Choice” programme, added up with the extra 3 times RewardCash under HSBC Visa Signature Card and the basic 1 time RewardCash, the cardholder can earn a total of 9 times RewardCash on his/her eligible transactions. Subject to the maximum RewardCash amount for all the above programmes.
  8. The promotion ends on 31 December 2018. HSBC Visa Signature Card cardholders are entitled to extra 3 times RewardCash automatically for all eligible transactions under all spending categories of “Red Hot Rewards of Your Choice”. Terms and conditions apply, please visit www.hsbc.com.hk/rewards for details and updates. This offer is applicable to both primary and additional cardholders.
  9. Cardholders are entitled to receive an extra 5 times RewardCash with respect to eligible online transactions and eligible overseas transactions, and the respective extra RewardCash will be awarded from the phase in which the cardholder makes the registration. The promotional period is from 1 January 2018 to 31 December 2018. Terms and conditions apply, please visit www.hsbc.com.hk/creditcard for details and updates.
  10. “Visa Signature one-for-one offer” is available on a first-come-first-served basis with limited quotas. Advance booking is required. The above offers are provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants' webpages and are subject to change from time to time without notice. For details, please visit www.visa.com.hk/signature. The Bank accepts no liability for the quality of goods and services provided by the participating merchants.
  11. The above offers are provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants' webpages and are subject to change from time to time without notice. For details, please visit www.visa.com.hk/signature. The Bank accepts no liability for the quality of goods and services provided by the participating merchants.
  12. The above offers are provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants' webpages and are subject to change from time to time without notice. For details, please visit www.unionpaypremium.com.hk/#entertainment or www.unionpaypremium.com.hk/#travel respectively. The Bank accepts no liability for the quality of goods and services provided by the participating merchants.
  13. HSBC UnionPay Dual Currency Diamond Credit Cardholders can enjoy a maximum of 1 visit per day. Advance reservation is required through the dedicated booking website (www.unionpaypremium.com.hk/loungebooking) at least 1 day in advance, up to 30 days before departure date, and is subject to availability. Applicable to primary cards only. Additional Cards and guests can enjoy a privileged price of HK$350 per visit. The offer is exclusive for HSBC UnionPay Dual Currency Diamond cardholders only. The above offers are provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants' webpages and are subject to change from time to time without notice. For details, please visit www.unionpaypremium.com.hk/#travel. The Bank accepts no liability for the quality of goods and services provided by the participating merchants.
  14. Customers are required to spend HK$/RMB2,000 with no more than two single transactions within 30 days prior to reservation in order to enjoy a privileged rate of HK$250 per trip. Reservation for Airport Limousine service must be made 5 working days in advance, and the reservation date can be up to the next 60 days. Accumulated spending must be proven by yellow slips or credit card. The offer is exclusive for HSBC UnionPay Dual Currency Diamond cardholders only. The above offers are provided by participating merchants and terms and conditions apply, the latest offer details are designated by the relevant participating merchants' webpages and are subject to change from time to time without notice. For details, please visit www.unionpaypremium.com.hk/#living. The Bank accepts no liability for the quality of goods and services provided by the participating merchants.
  15. Exclusive for HSBC Visa Signature Card and HSBC Visa Platinum Card cardholders only.
  16. Terms and conditions apply, please refer to www.hsbc.com.hk/privatelabelcard for details.

Reference Number: Y8-U8-CMAS0101