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Loans to help you live your life

Helping you borrow simply, quickly and affordably



Next Steps…

Apply for a Personal Instalment Loan

Flexible repayment period up to 60 months and redraw the repaid principal on existing loan at any time without re-applying. Online application and document submission offer of up to HK$600 cash rebate

Apply for a Personal Instalment Loan Redraw

Enjoy handy cash, any time to redraw the repaid principal from existing loan without re-application.

Apply for a Revolving Credit Facility

Enjoy ultimate flexibility with only a minimum 2.5% of the utilised credit balance as the repayment amount.
Apply online and submit supporting document(s) online to enjoy up to HK$200 cash rebateΩ,α

Apply for a Personal Instalment Loan Balance Consolidation Program

One simple and flexible solution to consolidate all your outstanding credit card and loan balances to a single loan account with HSBC to ease your repayment burden.

Apply for a Overdraft Facility

Enjoy our Overdraft Facilities in case of emergency with low interest rates!



∆ To be eligible for up to HK$500 cash rebate under the Online Exclusive Offer for personal instalment loan, an Eligible Customer must submit a personal instalment loan application via HSBC website www.hsbc.com.hk or HSBC Personal Internet Banking and the loan must be approved during the Promotional Period. An Eligible Customer is entitled to HK$100 cash rebate for approved loan amount of HK$50,000 to less than HK$200,000, or is entitled to HK$200 cash rebate for approved loan amount of HK$200,000 to less than HK$500,000, or is entitled to HK$500 cash rebate for approved loan amount of HK$500,000 or above. To be eligible for HK$100 cash rebate under the Document Submission Offer, an Eligible Customer must submit supporting document(s) required by the Bank for a Loan application and the Loan of HK$50,000 or above must be approved during the Promotional Period. Please click here for details of Personal Instalment Loan.

Ω Apply online to enjoy up HK$100 cash rebate: To be eligible for HK$100 cash rebate, a customer must successfully apply for an draw down the loan with an amount of HK$50,000 or above via HSBC website www.hsbc.com.hk or HSBC Personal Internet Banking. Terms & Condition apply. Please click here for details of Revolving Credit Facility.

α Submit supporting document(s) required by the Bank for the loan application to enjoy HK$100 cash rebate : To be eligible for HK$100 cash rebate, a customer must successfully submit supporting document(s) required by the Bank for the loan application during the Promotional Period with an approved loan amount of HK$50,000 or above. Terms & Condition apply. Please click here for details of Revolving Credit Facility.

Useful Tools

Loan Calculator - it's quick and easy

Personal Instalment Loan interest rate

Redraw Personal Instalment Loan Interest rate

Revolving Credit Facility interest rate

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