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Personal Instalment Loan 

Next Steps…

Apply for a Personal Instalment Loan

Flexible repayment period up to 60 months and redraw the repaid principal on existing loan at any time without re-applying. Apply online to enjoy up to HK$300 cash rebate!*

Apply for a Personal Instalment Loan Redraw

Enjoy handy cash, any time to redraw the repaid principal from existing loan without re-application.

Apply for a Revolving Credit Facility

Enjoy ultimate flexibility with only a minimum 2.5% of the utilised credit balance as the repayment amount.
Apply online to enjoy up to HK$300 cash rebate!*

Apply for a Personal Instalment Loan Balance Consolidation Program

One simple and flexible solution to consolidate all your outstanding credit card and loan balances to a single loan account with HSBC to ease your repayment burden.

Apply for a Overdraft Facility

Enjoy our Overdraft Facilities in case of emergency with low interest rates!



*To be eligible for up to HK$300 Online Exclusive Offer, an Eligible Customer must submit the Loan application via HSBC website www.hsbc.com.hk or HSBC Personal Internet Banking (each of these channels is referred to as “Online Channel”) and the Loan must be approved during the Promotional Period. An Eligible Customer is entitled to HK$200 cash rebate for approved Loan amount of HK$50,000 to less than HK$200,000, or is entitled to HK$300 cash rebate for approved Loan amount of HK$200,000 or above. Terms & Conditions apply. Please click here for details of Personal Instalment Loan and Please click here for details of Revolving Credit Facility

Useful Tools

Loan Calculator - it's quick and easy

Personal Instalment Loan interest rate

Redraw Personal Instalment Loan Interest rate

Revolving Credit Facility interest rate

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